Hello, Thanks for writing in. Travel insurance typically provides coverage for unforeseen events that may occur during your trip. Here are some of the common coverages that travel insurance provides:

• Trip cancellation and interruption: If you need to cancel or cut short your trip due to unforeseen circumstances such as illness, injury, or death in the family, travel insurance can provide coverage for the non-refundable expenses.
• Emergency medical expenses: If you fall ill or get injured during your trip, travel insurance can provide coverage for emergency medical expenses such as hospitalization, medical evacuation, and repatriation.
• Baggage and personal belongings: If your baggage or personal belongings are lost, stolen, or damaged during your trip, travel insurance can provide coverage for the cost of replacement. 
• Travel delay and missed connections: If your flight or train is delayed, travel insurance can provide coverage for the additional expenses such as meals and accommodations.
• Accidental death and dismemberment: If you suffer accidental death or dismemberment during your trip, travel insurance can provide coverage for the medical expenses and the cost of repatriation.

Whether or not you need travel insurance depends on several factors, such as the cost of your trip, your destination, and the activities you will be participating in. If you are traveling to a foreign country or participating in adventure sports, you may need additional coverage that may not be provided by your regular health insurance or credit card benefits. Additionally, if your trip involves non-refundable expenses such as airfare, hotels, and tours, you may want to consider purchasing travel insurance to protect your investment.

It is recommended that you compare multiple travel insurance plans and read the policy documents carefully before making a final decision. It is also important to understand the coverage exclusions and limitations of the travel insurance policy to ensure that you are getting the coverage you need.

Visit the following link to learn more about Travel Insurance