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SA

Any accident we get repair carges

Replied by Policybazaar Team

Hello Satish, There are two types of policies under Two-wheeler insurance.

Under a third-party bike insurance policy, the insurance company will cover the cost of any damages caused to the third party's property or injuries sustained by the third party in an accident involving your bike. However, this policy does not cover damages to your bike or injuries sustained by you in an accident.

It is essential to have a third-party bike insurance policy, as it not only protects you from financial liabilities but also helps you comply with the law. In case of an accident, having a third-party bike insurance policy can provide you with peace of mind and financial security.

Under a comprehensive third-party insurance policy, the insurance company will cover the cost of any damages caused to the third party's property or injuries sustained by the third party in an accident involving your bike. This policy also covers damages to your bike and injuries sustained by you in an accident up to the policy limit.

While a comprehensive third-party insurance policy provides greater coverage than a basic third-party insurance policy, it is also more expensive. However, the additional coverage provided by a comprehensive policy can give you greater peace of mind and financial security in case of an accident.

For more information about two-wheeler insurance here

MO

I purchased policy for my two wheeler, but I am not able to see in the policybazar about that also could not get any information about that. The amount is deducted from my bank account.

Replied by Policybazaar Team

Hello Mohiuddin, thanks for reaching out. You can download a copy from the Policybazaar app or website by logging in with your registered mobile number and OTP.
The path on the app: Login > Policies > Active plans > Click on the policy that you want the copy of > Download. Path on the website: Policybazaar.com > Sign in > Profile > Your Policies > Download Policy the respective policy.

If you face any issues, please contact our customer care team at care@policybazaar.com from your registered email ID or 1800-258-5970 from the registered mobile number.

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AR

Understand two wheeler insurance policy

Replied by Policybazaar Team

Hello, Two-wheeler insurance policy is a type of insurance that provides coverage for damages caused to your bike or scooter due to accidents, theft, natural calamities, or any other unforeseen events. It is mandatory to have at least a third-party liability insurance policy for your two-wheeler as per the Motor Vehicles Act, of 1988. You can choose from various types of two-wheeler insurance policies such as comprehensive insurance, third-party liability insurance, and standalone own-damage insurance. It is important to compare different policies and choose the one that suits your requirements and budget. Visit here to know more

BH

Want to know benefits of insurance in detail

View answer
Replied by Policybazaar Team

Health insurance policies provide financial protection against medical expenses and hospitalization costs. Comprehensive health insurance policies cover a wide range of medical expenses including hospitalization, doctor's consultation fees, diagnostic tests, ambulance charges, and more. Additionally, most health insurance policies provide cashless coverage across network hospitals, cover COVID-19 treatment costs, and are available with no co-pay for people up to 60 years of age with no pre-existing diseases. It is important to note that all pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future. The insurer may require you to go through tele- or physical medical tests based on your age and health condition. Across all health insurance policies, you will be required to serve certain waiting periods (the period within which you cannot claim treatment of specified diseases). The waiting periods may differ slightly across plans. You can find out more features and benefits about health insurance and also check-out various policies here: Health Insurance.

MF

Want to understand about policy

View answer
Replied by Policybazaar Team

Hello Farajul, Thanks for reaching out. You can buy the insurance policy for your two-wheeler from our online insurance website. Getting insurance for your two-wheeler is mandatory as per the Motor Vehicles Act. It provides financial coverage to your bike against any losses or damages incurred due to an accident. You can check some of the plans Bike insurance

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