Hello Rajesh, thanks for reaching out about health insurance for your parents covering OPD (Outpatient Department) expenses. Unlike most plans that focus on hospitalization, some do cover OPD costs, but availability varies by provider. Here are some key points to consider:

1. Coverage Details: Look for plans that provide benefits for OPD consultations, tests, and medications, ensuring they meet your parents' needs.
2. Network of Providers: Ensure the plan includes a wide network of hospitals and clinics for better access to care.
3. Policy Terms: Review the terms for exclusions or waiting periods relevant to OPD coverage, as limitations may apply.
4. Cost Assessment: Analyze premiums and deductibles to find an affordable option considering your parents' health.
5. Pre-existing Conditions: Verify coverage for pre-existing conditions, as some plans may have waiting periods.
6. Additional Benefits: Check for extra perks like wellness programs, preventive check-ups, or teleconsultation options.

It's crucial to review and compare multiple plans to find the best fit for your parents. Consulting a Policybazaar expert or licensed advisor can offer personalized guidance tailored to their specific needs.

For more information on health insurance options and benefits, visit: Health Insurance