Have a doubt on your mind?
Get the solution for all your insurance queries
Lets get started
We want to give you the best answers, and it all starts with your details.
Continue
We promise not to spam you with calls, just unbiased advice to all your insurance related queries

Understanding insurance is easy

Monthly thousands of people share their problem and get the solutions on AskPB. If you also have need help with buying a new policy or existing policy, share it with us.

Looking to buy new plan? Explore best plans or talk to our insurance experts
Already have a policy with us? All the help with your policy are just a click away
Any other query? All the help with your policy are just a click away

Ask our team anything, anytime

Insurance got you feeling like a fish out of water? Drop us a question and our team will cast a net of knowledge. Join the thousands who've found answers with us!

Recently answered questions
Filter or search for query
RO

Best age to buy investment plan

Replied by Policybazaar Team

Hello Rogesh, thanks for writing in. Investment insurance typically refers to insurance policies that also have an investment component. These types of policies allow you to invest your premiums in various investment options, which can help you grow your wealth over time while also providing insurance coverage.

The specific types of investment options available under investment insurance will depend on the insurance company and the specific policy. Some common investment options that may be available include:

  1. Equity funds - These are mutual funds that invest in the stock market.

  2. Debt funds - These are mutual funds that invest in fixed-income instruments like bonds and debentures.

  3. Balanced funds - These are mutual funds that invest in a combination of equities and debt.

  4. Unit-linked insurance plans (ULIPs) - These are insurance policies that allow you to invest in a variety of funds, including equity, debt, and balanced funds.

  5. Endowment plans - These are insurance policies that provide both insurance coverage and a savings component.

  6. Money-back plans - These are insurance policies that provide periodic payouts along with insurance coverage.

Meanwhile, you can explore various investment options from different insurance companies here: Investment Plans

Also, we have arranged a callback for you from one of our Investment insurance experts to help you find the best options.

HM

Want to know more about investment insurance policy

Replied by Policybazaar Team

Greetings Hussain! We're thrilled to hear that you're interested in investing for your future and we'd be delighted to assist you. We offer plans from different insurers that allow you to invest and increase your wealth while also providing a life insurance cover under the same policy. You have the option to select from guaranteed returns plans that are more secure but have lower returns, or market-linked plans that offer higher returns with slightly higher risk.

We have arranged a callback from one of our Investment insurance experts to help you find the best options.

Meanwhile, you can explore various investment options from different insurance companies here: Investment Plans

Topic of the week
Term Non Core
Modern Islamic baby girl names 2025

Choosing a modern Islamic name for a baby girl connects her to cultural traditions while embracing contemporary values. These names reflect the beauty and strength of Islamic heritage and carry deep meanings that inspire virtues like faith, kindness, and wisdom. ...

Read Full Article
LIC India
LIC Online Premium Payment

The LIC Online Payment by Policybazaar enables policyholders to pay their insurance premiums online at their convenience, at any time, and from anywhere. LIC Premium Payment feature enhances accessibility and ease of payment, allowing policyholders to maintain insurance coverage without visiting branches. ...

Read Full Article
Term Non Core
100+ Top Hindu Baby Girl Names

Choosing sweet and cute baby girl names is a very special and meaningful tradition for all Indian parents. Hindu baby names provide deep significance to the baby girl’s name and her entire journey.  ...

Read Full Article
Term Non Core
Islamic Baby Boy Names from the Qur'an

Choosing a baby boy's name from the Qur'an brings spiritual significance and a deep connection to Islamic values, much like ensuring financial security through insurance connects to the values of care and protection. These Qur'anic names reflect virtues such as wisdom, strength, courage, and faith—qualities that align with the purpose of insurance in safeguarding your loved ones’ future....

Read Full Article
Term Non Core
Islamic Baby Boy Names

Choosing a Pakistani Islamic baby boy's name honours both culture and Islamic heritage, much like selecting insurance reflects care and foresight for your family’s future. These names, inspired by the Qur'an, Islamic history, and traditional Urdu and Arabic meanings, embody virtues like strength, wisdom, and kindness—values mirrored in the security and stability insurance provides. Both...

Read Full Article
PK

I want to understand policy

Replied by Policybazaar Team

Hello Pasupati, When it comes to investing, there are various options available, each with its own set of risks and rewards. The best investment strategy for you depends on your financial goals, risk tolerance, and investment horizon. Here are some general guidelines to consider when making investment decisions:

1. Set Clear Financial Goals:

Define your financial objectives, whether it's buying a house, funding your child's education, or retiring comfortably. Clear goals will help you determine the investment horizon and the level of risk you can afford to take.

2. Emergency Fund:

Before you start investing, ensure you have an emergency fund in place. This fund, typically three to six months' worth of living expenses, acts as a safety net during unexpected financial crises.

3. Understand Your Risk Tolerance:

Assess your risk tolerance honestly. Investments come with risks; understanding how much risk you are comfortable with is crucial. Typically, higher returns come with higher risks.

4. Diversify Your Investments:

Don't put all your eggs in one basket. Diversification spreads risk across different investments (stocks, bonds, real estate, etc.) and can improve overall returns while reducing the risk of losing money.

5. Consider Different Investment Options:

  • Stock Market: Invest in companies stocks. They offer high potential returns but come with higher risks.
  • Bonds: Bonds are relatively safer than stocks and provide regular interest income.
  • Mutual Funds: These are managed investment funds that pool money from many investors to buy a diversified portfolio of stocks, bonds, or other securities.
  • Real Estate: Invest in properties. Real estate can appreciate over time and provide a steady income if rented out.
  • Fixed Deposits: Low-risk investments with fixed returns offered by banks and financial institutions.

6. Review and Adjust:

Regularly review your investment portfolio. Your financial situation and goals may change over time, so your investments should align with these changes. Rebalance your portfolio periodically to ensure it stays diversified according to your risk tolerance.

7. Seek Professional Advice:

If you're unsure where to invest, consider consulting a financial advisor. They can help you create a tailored investment plan based on your goals and risk tolerance.

8. Stay Informed:

Stay updated on financial news and trends. Knowledge is key to making informed investment decisions.

Hope this helps. 

MM

Can I get my refund while I cancel my policy

View answer
Replied by Policybazaar Team

Hi Mahesh, kindly share the registered contact details along with the policy number and reason for cancellation with our team at care@policybazaar.com. The insurance advisor will then assist you regarding any concerns you may have about your existing policy and suggest a suitable alternative(s). They will also assist you with the cancellation process if you still feel the need to discontinue.

MM

Cancel my policy and refund payment

View answer
Replied by Policybazaar Team

Hi Mahesh, kindly share the registered contact details along with the policy number and reason for cancellation with our team at care@policybazaar.com. The insurance advisor will then assist you regarding any concerns you may have about your existing policy and suggest a suitable alternative(s). They will also assist you with the cancellation process if you still feel the need to discontinue.

View More

Insights Hub at PBLife

Leaders speak Learn the tips & benefits of selecting the right insurance coverage.
Webinars Learn the tips & benefits of selecting the right insurance coverage.
Podcast Get all the insights from our team of insurance professionals.
What’s new Check out the latest news from our company

Stories & Articles

Most Common Life Insurance Frauds in Ind... Most Common Life Insurance Frauds in India Life insurance fraud is a financial ... read more
24 Apr 2024 by Policybazaar 2074 Views
What is the Right Age to Purchase a Heal... What is the Right Age to Purchase a Health Insurance Policy? Every person must h... read more
30 Sep 2021 by Policybazaar 21770 Views
How are Electric Vehicles Impacting Car ... How are Electric Vehicles Impacting Car Insurance in India? Electric Vehicles (E... read more
21 Mar 2025 by Policybazaar 187 Views
Choosing the Right Motorbike for Senior ... Choosing the Right Motorbike for Senior Citizens The open road calls to riders ... read more
06 Mar 2025 by Policybazaar 139 Views
5 Unconventional Destinations to Study A... 5 Unconventional Destinations to Study Abroad for Indian Students Millions of In... read more
01 Apr 2025 by Policybazaar 33 Views