Hello Suresh, Thanks for Reaching out. The maturity value of your Jeevan Shree policy will depend upon the policy term and premium paying term. As per the information provided, the maturity amount will be calculated as Sum assured + Guaranteed Additions of Rs 75 per 1000 Sum Assured + Loyalty additions (if premiums of at least five years have been paid). Guaranteed additions amount to Rs. 37,500 per year. 

When buying a policy, two important decisions for a policyholder are the policy term and the Sum Assured. The term and Sum Assured are determined based on the policyholder's age. The premium amount depends on the chosen policy term. The policyholder must make timely online premium payments. Maturity values in With Profit Plans usually include the Sum Assured, bonuses received during the policy term, and any Final Addition Bonus. If the policyholder dies after the policy matures, the nominee gets an additional amount equal to the Sum Assured as a Death Benefit. If the policyholder dies before the term ends, the Death Benefit includes the Sum Assured, any Final Addition Bonus, and Vested Bonus until the date of death.

Further, Bonuses are declared based on the insurance company's performance and profits during the policy term. The Final Addition Bonus is a bonus paid at the maturity of the policy term, in addition to other bonuses. The Sum Assured as the Death Benefit is the higher amount of the two options.

To calculate maturity, please visit here