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Insurance got you feeling like a fish out of water? Drop us a question and our team will cast a net of knowledge. Join the thousands who've found answers with us!
Hello Pritam, Thanks for writing in. Health insurance is a type of insurance that covers the medical expenses incurred by an individual in case of hospitalization or sudden illness. The benefits of buying a health insurance plan include financial protection against medical costs, access to quality healthcare, and knowing that you are covered in a medical emergency. Some health insurance plans also offer benefits such as cashless hospitalization, coverage for pre-existing conditions, and tax benefits under Section 80D of the Income Tax Act.
While some features may differ from plan to plan, some key terms and conditions for nearly all comprehensive health policies include:
1. All pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future
2. The insurer may require you to go through tele- or physical medical tests based on your age and health condition
3. Across all health insurance policies, you must serve specific waiting periods (when you cannot claim treatment for specified diseases). The waiting periods may differ slightly across plans.
You can find out more features and benefits of health insurance and check out various policies here: Health Insurance.
i want to buy health insurance policy
Verified | JAL SINGH YADAV | 19 Dec, 2024, 05:45 PMHello Jal, We offer a wide range of health insurance policies from top insurers on our website. You can choose from individual health plans, family floater options, critical illness coverage, and policies specifically for COVID-19. We also have plans designed for senior citizens. Many of our comprehensive health insurance policies include cashless treatment at network hospitals, coverage for COVID-19-related expenses, and are available with no co-payment for individuals under 60 years old with no pre-existing conditions. Visit here to explore the full range of features and benefits of our health insurance policies.
4o mini
I am willing to take health insurance which covers all pre and post disease
Verified | Ravi Agrahari | 17 Dec, 2024, 09:19 PMHello Ravi, We offer a variety of health insurance policies from different insurers on our website. You can choose from individual health plans, family floater plans, critical illness policies, and COVID-19-specific plans. Additionally, we have options tailored for senior citizens. Most comprehensive health insurance policies provide cashless coverage at network hospitals, cover the costs of COVID-19 treatment, and are available with no co-payment for individuals up to 60 years old with no pre-existing conditions. Please visit our website to learn more about the features and benefits of our health insurance options and explore various policies. Health Insurance