Hello Imran, thanks for writing in. Health insurance is a type of insurance that covers medical expenses incurred by the policyholder. At Policybazaar, we offer a range of health insurance products from several insurers, including individual health plans, family floater health plans, critical illness insurance policies, and policies specific to Corona. We also have schemes designed specifically for senior citizens. Most comprehensive health insurance policies provide cashless coverage across network hospitals, cover COVID-19 treatment costs, and are available with no co-pay for people up to 60 years of age with no pre-existing diseases. However, it is important to note that all pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future. The insurer may also require you to go through tele- or physical medical tests based on your age and health condition. Additionally, across all health insurance policies, you will be required to serve certain waiting periods (the period within which you cannot claim treatment of specified diseases). The waiting periods may differ slightly across plans.

You can find out more features and benefits about health insurance here

Hello Yathindra, Group medical insurance for employees is a type of health insurance coverage that is provided by an employer to their employees as part of a benefits package. The employer purchases a group health insurance policy from an insurance company, and then offers coverage to their employees as a group.

Group medical insurance typically covers the cost of medical services such as doctor visits, hospitalization, surgery, and prescription drugs. The coverage and benefits offered may vary depending on the specific policy chosen by the employer.

The advantage of group medical insurance is that it typically offers lower premiums than individual health insurance policies. This is because the insurance company is able to spread the risk of high medical expenses across a larger group of people. Group medical insurance can also help attract and retain employees, as it is considered a valuable benefit.

Further, buying a group health insurance plan for your employees gives them protection, coverage, and also satisfaction. We are glad that you have chosen to buy a group health insurance policy for the safety of your employees. We are here to assist you and to share different group insurance policy plans with you. Please visit the following link to know about the plans and premiums: Group Health Insurance

Meanwhile, we have also arranged a callback from our insurance advisor to help you with the information and purchase. The advisor will get in touch with you shortly.