Hello Thameem, A Health insurance policy provides financial protection against medical expenses incurred due to illness or injury. Some of the benefits of buying a health insurance policy are:

1. Cashless hospitalization: You can avail of cashless hospitalization facilities at network hospitals, where the insurer settles the medical bills directly with the hospital.
2. Coverage for pre and post-hospitalization expenses: The health insurance policy covers medical expenses incurred before and after hospitalization for a specified period.
3. No-claim bonus: If you do not make any claim during the policy period, you can avail a no-claim bonus in the form of a discount on the premium.
4. Tax benefits: You can avail of tax benefits under Section 80D of the Income Tax Act, 1961, for the premium paid towards health insurance policy.
5. Coverage for critical illnesses: Health insurance policy covers acute diseases such as cancer, heart attack, stroke, etc.
6. Coverage for day-care procedures: The health insurance policy covers medical expenses incurred for day-care procedures that do not require hospitalization for more than 24 hours.
7. Coverage for alternative treatments: The health insurance policy covers medical expenses for alternative therapies such as Ayurveda, Homeopathy, etc. These are some of the benefits of buying a health insurance policy.

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It is advisable to compare different health insurance policies and choose the one that suits your requirements.