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All about motar insurance
Hello Aijaz, Thanks for reaching out. You can check car insurance plans here
1. Also, When it comes to car insurance, you have two options to choose from: third-party and comprehensive.
Third-party insurance only covers damages to the other party's life and property in an accident involving your car. While it is a good way to protect yourself, it is not mandatory according to the Motor Vehicles Act. However, if you do not have a separate personal accident insurance policy, you will need to purchase a personal accident cover of at least 15 lakhs as it is a legally required coverage.
2. Comprehensive insurance, on the other hand, covers theft or damages to your vehicle in addition to third-party coverage. This type of insurance is especially important if you plan to keep your car for a long time, as it will protect you against financial losses resulting from any mishap with your vehicle. As with third-party insurance, you must purchase a personal accident cover of at least 15 lakhs if you do not have a separate personal accident insurance policy. You can check the premium details for car insurance here.
I hope this clears things up for you. Let me know if you have any further questions!
