Hello, thanks for reaching out. Maternity insurance provides thorough coverage for medical costs incurred throughout pregnancy, including the price of delivery, hospitalization, pre-and postnatal care, diagnostic tests, medications, and newborn baby expenses. Given that pregnancy is an expensive endeavour, maternity insurance policies assist women in planning for the financial needs of raising a child.

Health insurance that covers all costs associated with pregnancy, including those related to standard and C-section deliveries is known as maternity insurance. Some insurance providers offer maternity insurance policies that cover pregnancies, pre and postnatal, and newborn baby costs. Additionally, some businesses give their female employees the option of adding maternity insurance as a rider or in addition to the best health insurance plan.

In India, there is a waiting period that ranges from 9 months to 6 years for all maternity insurance plans. The insured women are not permitted to submit any claims for pregnancy-related costs during this time. As a result, it is advised that women choose maternity insurance coverage for at least a few years before they intend to have children. Additionally, the waiting period for maternity insurance varies from plan to plan, so they must check it before choosing a maternity cover.

Also, we are arranging a callback from one of our insurance advisors. You can learn more about Maternity Insurance 
here

Hope this helps. 

Hello Mohiuddin, thanks for reaching out. You can download a copy from the Policybazaar app or website by logging in with your registered mobile number and OTP.
The path on the app: Login > Policies > Active plans > Click on the policy that you want the copy of > Download. Path on the website: Policybazaar.com > Sign in > Profile > Your Policies > Download Policy the respective policy.

If you face any issues, please contact our customer care team at care@policybazaar.com from your registered email ID or 1800-258-5970 from the registered mobile number.

Hello, Thanks for writing in. Health insurance is a type of insurance that covers the medical expenses incurred by an individual in case of hospitalization or sudden illness. The benefits of buying a health insurance plan include financial protection against medical costs, access to quality healthcare, and knowing that you are covered in a medical emergency. Some health insurance plans also offer benefits such as cashless hospitalization, coverage for pre-existing conditions, and tax benefits under Section 80D of the Income Tax Act.

While some features may differ from plan to plan, some key terms and conditions for nearly all comprehensive health policies include:
1. All pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future
2. The insurer may require you to go through tele- or physical medical tests based on your age and health condition
3. Across all health insurance policies, you must serve specific waiting periods (when you cannot claim treatment for specified diseases). The waiting periods may differ slightly across plans.

You can find out more features and benefits of health insurance and check out various policies here: Health Insurance.