Ask our team anything, anytime
Insurance got you feeling like a fish out of water? Drop us a question and our team will cast a net of knowledge. Join the thousands who've found answers with us!
Insurance got you feeling like a fish out of water? Drop us a question and our team will cast a net of knowledge. Join the thousands who've found answers with us!
Hello Prince, Home insurance is an excellent method to protect yourself against financial loss caused by man-made causes such as burglary, theft, and so on, as well as natural disasters such as earthquakes, floods, and lightning.
More information, as well as the finest plans and estimates for your house insurance from various insurers, may be found here: Home Insurance
Hello Pritam, Thanks for writing in. Health insurance is a type of insurance that covers the medical expenses incurred by an individual in case of hospitalization or sudden illness. The benefits of buying a health insurance plan include financial protection against medical costs, access to quality healthcare, and knowing that you are covered in a medical emergency. Some health insurance plans also offer benefits such as cashless hospitalization, coverage for pre-existing conditions, and tax benefits under Section 80D of the Income Tax Act.
While some features may differ from plan to plan, some key terms and conditions for nearly all comprehensive health policies include:
1. All pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future
2. The insurer may require you to go through tele- or physical medical tests based on your age and health condition
3. Across all health insurance policies, you must serve specific waiting periods (when you cannot claim treatment for specified diseases). The waiting periods may differ slightly across plans.
You can find out more features and benefits of health insurance and check out various policies here: Health Insurance.
Best age to buy investment plan
Verified | Rogesh | Investment Plans | 19 Dec, 2024, 10:20 PMHello Rogesh, thanks for writing in. Investment insurance typically refers to insurance policies that also have an investment component. These types of policies allow you to invest your premiums in various investment options, which can help you grow your wealth over time while also providing insurance coverage.
The specific types of investment options available under investment insurance will depend on the insurance company and the specific policy. Some common investment options that may be available include:
Equity funds - These are mutual funds that invest in the stock market.
Debt funds - These are mutual funds that invest in fixed-income instruments like bonds and debentures.
Balanced funds - These are mutual funds that invest in a combination of equities and debt.
Unit-linked insurance plans (ULIPs) - These are insurance policies that allow you to invest in a variety of funds, including equity, debt, and balanced funds.
Endowment plans - These are insurance policies that provide both insurance coverage and a savings component.
Money-back plans - These are insurance policies that provide periodic payouts along with insurance coverage.
Meanwhile, you can explore various investment options from different insurance companies here: Investment Plans
Also, we have arranged a callback for you from one of our Investment insurance experts to help you find the best options.
i want to buy health insurance policy
Verified | JAL SINGH YADAV | Health Insurance | 19 Dec, 2024, 05:45 PM View answer